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Risks of Winter Storm Damage to Your Roof

Minnesota winters bring picturesque snowfalls and icy landscapes, but they also come with significant risks to your home—especially your roof. Heavy snow, ice accumulation, and freezing temperatures can wreak havoc, potentially causing structural issues and safety hazards. Understanding these risks and addressing them promptly with the help of a reliable roofing contractor, like a member of the Contractors Association of Minnesota (CAM), is essential to protecting your home and your family.

Common Winter Roof Problems in Minnesota

The severe winters in Minnesota can wreak havoc on your roof. Weather can be unpredictable, and when a blizzard hits, it can take a toll on your roof. Common winter roof problems include the following:

  • Ice Dams: Ice dams form when snow on your roof melts and refreezes at the eaves, creating a barrier that prevents proper drainage. This can lead to water pooling behind the dam, which may seep under shingles and cause leaks, rotting, or eventual mold growth.
  • Heavy Snow Loads: Minnesota roofs are built to withstand substantial snow, but excessive accumulation can still cause problems. Heavy snow adds significant weight, potentially straining the roof structure and increasing the risk of collapse in severe cases.
  • Leaks and Water Damage: As snow melts, water can find its way into weak spots in your roof. Leaks not only damage your roof but can also compromise insulation, ceilings, and walls, leading to costly repairs.
  • Blocked Vents and Carbon Monoxide Risks: Snow and ice can obstruct rooftop vents, preventing proper ventilation. This can trap carbon monoxide inside your home, creating a potentially deadly situation. Ensuring vents are clear is crucial for your family’s safety during the winter months.

The Importance of Hiring a Reliable Roofing Contractor

Addressing winter roof damage requires expertise to ensure repairs are effective and long-lasting. Hiring a trusted roofing contractor, like a CAM member, offers several benefits:

  • Expertise in Winter Repairs: CAM contractors are experienced in handling the unique challenges posed by Minnesota winters. They understand how to identify damage and implement solutions tailored to your roof’s needs.
  • Safety Assurance: Climbing a snow- and ice-covered roof can be dangerous. A professional roofing contractor has the proper tools and safety training to work effectively in winter conditions.
  • Preventative Guidance: Beyond repairs, CAM contractors can advise on proactive measures, such as roof raking, insulation upgrades, and proper ventilation, to minimize future damage risks.
  • Quality Workmanship: CAM members are held to the highest standards, ensuring your roof repairs are done right the first time when you choose one of our roofing contractors.

Protect Your Home with a CAM Roofing Contractor

Winter storms pose serious risks to Minnesota roofs, but with the right help, you can keep your home safe and secure. If your roof has been damaged by snow, ice, or freezing temperatures, trust a CAM member to provide reliable, expert repair services. Contact the Contractors Association of Minnesota today to connect with a trusted roofing professional and protect your home from the harshest winter conditions.

2024-12-13T15:24:57-06:00

Home Projects for Winter Weather

If you think you missed this year’s window to complete repairs or renovations, you will be excited to know plenty of projects lend themselves to fall and winter completion. As a bonus, although contractors remain busy year-round, you may be able to fit into their schedule more quickly than in the peak summer months. Cool-weather projects can keep your home beautiful, comfortable and safe, especially when handled by a licensed Contractor’s Association of Minnesota (CAM) contractor.

Energy-Saving Upgrades

Windows and doors can be replaced in the fall and winter with minimal exposure to the elements. Upgrading now reduces heat loss, making your home more comfortable while saving on energy bills.

You can also insulate during the fall and winter. It is safer to insulate attics when the weather is cooler, as the summer heat can be dangerous in stifling small spaces. A CAM contractor can assess where the insulation would offer the best value for your dollar and install it properly so you get the most efficiency out of your investment.

Basement Finishing and Cabinet Upgrades

A finished basement adds valuable living space and can also increase your home’s value. A licensed CAM contractor can offer you beautiful finishes and choices of materials that suit your budget and lifestyle.

Winter is also a suitable time to upgrade kitchen and bathroom cabinetry or install the custom built-ins you have dreamed of.  Your contractor can help you add organization and ensure the cabinetry installation is secure and long-lasting.

Landscaping and Yard Work

As long as the snow hasn’t settled in, garden cleanup and mulching can help protect your landscaping from the harsh winter weather.  Hiring a professional ensures that plants and soil are treated appropriately for the season, and you will have an easier time when spring rolls around.

HVAC Maintenance

It is never too late to have your HVAC system serviced. A licensed CAM contractor can inspect and maintain your HVAC system, which helps prevent breakdowns during the coldest months. Routine maintenance includes checking filters, testing airflow, and inspecting for wear and tear. Your system will run more efficiently and keep you cozy regardless of the outside temperatures.

If you are ready to start some winter projects in the Twin City area, the Contractors Association of Minnesota is an excellent place to find a reliable contractor who can help check all your items off your to-do list.

2024-12-13T15:09:42-06:00

New Business Tax Education Seminars from the Minnesota Department of Revenue

Staying compliant with state employment taxes and employer responsibilities is essential for Minnesota businesses. For employers looking to navigate these complex topics with confidence, the Minnesota Business Tax Education Partnership is hosting a series of in-person seminars. These sessions bring together experts from key agencies, including the Minnesota Department of Revenue, Minnesota Unemployment Insurance Program, and, in full-day sessions, the Minnesota Workers’ Compensation Insurers Association. With topics ranging from understanding worker classification to managing unemployment insurance costs, these seminars are tailored to equip business owners, payroll professionals, and accountants with valuable insights and practical guidance.

Want to learn more about state employment taxes and other employer responsibilities? The Minnesota Business Tax Education Partnership is holding in-person seminars for employers and their representatives with experts from these agencies:

What does this seminar cover?

This seminar includes information on:

  • Worker status (independent contractor vs. employee)
  • Withholding tax basics (withholding, depositing, and reporting)
  • Unemployment Insurance (tax rates, wage reporting, and managing your UI cost)
  • Workers’ Compensation requirements (full-day only)

Who should attend?

Business owners, tax and payroll professionals, bookkeepers, and accountants.

Can I receive continuing education credit for attending?

Yes. The Unemployment Insurance (UI) program offers Professional Development Credits (PDCs). You may request credit from UI program representatives on the course evaluation form.

How do I register for a seminar?

Seminars are being offered in these locations. For more information and to register, see the Minnesota Unemployment Insurance website.

  • Hastings – November 13, 2024 (currently full)
  • Edina – December 4, 2024
  • Minnetonka – January 23, 2025
  • Stillwater – February 19, 2025

If you do not find a seminar scheduled in your area, check back later as new ones are continually added.

2024-11-11T16:26:35-06:00

Small Business Call Featuring Paid Leave Program Information

Monthly Small Business Call

Join the conversation on the 2nd Tuesday of the month at 2:00 p.m.

The meeting, which is the 2nd Tuesday of every month at 2:00 p.m., is an opportunity for small business owners to have a conversation with business experts and their peers.

Our next call/Teams meeting, will be on Tuesday, September 10th, at 2:00 p.m.

Staff from the Paid Leave program, managed by DEED, will present updates on the program, rulemaking procedures, and implementation. Paid Leave is a new program launching for Minnesotans in 2026. It provides paid time off when a serious health condition prevents you from working, when time is needed to care for a family member or a new child, for certain military-related events or for certain personal safety issues.

Join on your computer or mobile app 

Visit here to join the meeting
Meeting ID: 269 511 645 267 Passcode: a597jE
Download Teams | Join on the web

Join with a video conferencing device
mn@m.webex.com
Video Conference ID: 118 691 795 3
Alternate VTC instructions

Or call in (audio only)
+1 651-395-7448,,180597866#
Phone Conference ID: 180 597 866#
Find a local number | Reset PIN

2024-08-28T13:54:15-05:00

Giving Back to Those That Have Sacrificed for Us : CAM Veteran Roof Project

CAM recently completed a roof for a DAV-MN Veteran Candidate FREE of charge to this Veteran Homeowner.

 

We partnered with Malarkey Shingles (Materials) and SMC Construction (Installation/Project Management) to supply this roof to a qualified Veteran.

 

The recipient Veteran is James Roggenbuck of Apple Valley Minnesota. A father and proud veteran, James was the perfect candidate for this project.

 

Special thanks to Sinan Music & Enes Gluhic with SMC Construction for helping bring this roofing project to life!

 

 

2024-07-25T11:32:33-05:00

Beware of Storm Chasers During the Hail Season: Why CAM Contractors Bring Peace of Mind

As the hail season approaches, homeowners in Minnesota must be vigilant against the threat of storm chasers—unscrupulous contractors who follow severe weather events, offering quick fixes for hail and storm damage. While the temptation to address roof damage promptly may be strong, it’s essential to avoid these fly-by-night operators and instead opt for reputable contractors affiliated with the Contractors Association of Minnesota (CAM). Here’s why choosing a CAM contractor can bring peace of mind and protect homeowners from potential scams.

 

1. Local Expertise and Reputation

CAM contractors are established members of the local community with a proven track record of quality workmanship and customer satisfaction. Unlike storm chasers who descend upon areas hit by severe weather, CAM contractors have deep roots in the community and are committed to upholding high standards of professionalism and integrity.

 

2. Licensed and Insured

CAM contractors are licensed, bonded, and insured, providing homeowners with the assurance that they are working with reputable professionals who adhere to industry standards and regulations. In contrast, storm chasers may lack proper licensing and insurance, putting homeowners at risk of liability and subpar workmanship.

 

3. Knowledge of Local Building Codes

CAM contractors have a thorough understanding of local building codes and regulations, ensuring that repairs and replacements comply with legal requirements and safety standards. By adhering to local building codes, CAM contractors provide homeowners with peace of mind and protect them from potential legal and financial liabilities down the line.

 

4. Commitment to Customer Service

CAM contractors prioritize customer satisfaction and strive to exceed expectations with every project. From initial consultation to project completion, CAM contractors communicate transparently with homeowners, providing updates, addressing concerns, and delivering quality workmanship that stands the test of time.

 

5. Long-Term Warranty and Support

CAM contractors stand behind their work with comprehensive warranties and ongoing support for homeowners. In the event of any issues or concerns following repairs or replacements, CAM contractors are readily available to address them promptly and ensure that homeowners are satisfied with the results.

 

As the hail season approaches, Minnesota homeowners must remain vigilant against the threat of storm chasers and prioritize working with reputable contractors affiliated with the Contractors Association of Minnesota (CAM). By choosing a CAM contractor, homeowners can rest assured that they are partnering with local experts who uphold the highest standards of professionalism, integrity, and quality workmanship. With CAM contractors, homeowners can navigate the aftermath of severe weather events with confidence and peace of mind, knowing that their homes are in good hands.



2024-07-22T12:48:42-05:00

The Best of the Best: Requirements for Becoming a CAM Member

The Contractor Association of Minnesota (CAM) is a beacon of excellence in the construction industry, promoting integrity, professionalism, and high standards among its members. To ensure that only the most qualified and reputable contractors join CAM, we have established stringent membership requirements. Here’s what it takes to become a CAM member and why these criteria matter.

Established Business History: Minimum of 3 Years in Business

A fundamental requirement for CAM membership is that a contractor must have been in business for a minimum of three years under their current legal name and operate as an entity other than a sole proprietor. This requirement is crucial for several reasons:

  • Business Stability: According to the Small Business Administration (SBA), one-third of all businesses fail within the first two years, often due to financial mismanagement. By requiring a minimum of three years in business, CAM ensures that members have navigated early financial challenges and proven their stability.
  • Reputation Building: Three years with the same legal name allows contractors to establish a track record with the Better Business Bureau and other monitoring sources. This helps build a reputation and provides homeowners with the ability to validate the contractor’s services and reliability.

Prohibition of “Partnering” or “Set” Practices: Ensuring Transparency and Quality

CAM strictly prohibits the practice of “partnering” or working as a business “set.” This rule is in place to protect property owners from deceptive practices:

  • False Security: Out-of-area contractors using the reputation of local contractors can mislead homeowners, often resulting in substandard repair work that undermines the local contractor’s reputation.
  • Informed Decisions: This practice is unfair to property owners as it prevents them from making informed decisions about the company completing the project.

Ethical Business Practices: Integrity in Operations

CAM members must adhere to ethical business practices, including:

  • Honest Invoicing: Submitting fraudulent invoices or engaging in insurance fraud (such as waiving deductibles or offering cash back to secure a project) is strictly prohibited. Such actions are illegal and can severely damage trust between contractors and property owners.
  • Proper Signage Use: Members must place company signs on private properties only with permission. Unauthorized signage is considered dishonest advertising and, in many areas, is illegal unless permitted by the property owner after contracting services.

Respecting Existing Contracts: Professional Conduct

CAM members must not interfere with existing contractual agreements between property owners and other companies. It is disingenuous and often illegal for a contractor to coerce or entice a property owner to break an existing contract. CAM members are committed to fair competition and respect for existing business relationships.

Compliance with Licensing and Regulations: Adherence to Legal Standards

Compliance with local and state licensing regulations is non-negotiable for CAM members:

  • Licensing and Permits: Contractors must carry the proper licensure and performance bonds as required by federal, state, and local authorities. Avoiding licensure and permit requirements is considered unscrupulous behavior and undermines the safeguards designed to protect property owners.
  • Quality Assurance: Ensuring all work is performed to the state, county, or jurisdiction’s code guarantees that the highest standards of safety and quality are met.

By upholding these rigorous requirements, the Contractor Association of Minnesota ensures that its members are among the best in the industry. These standards not only promote excellence and integrity but also provide homeowners with the confidence and peace of mind that they are working with reliable, trustworthy professionals. If you are a contractor committed to maintaining high standards and ethical practices, consider becoming a CAM member and join us in setting the benchmark for excellence in Minnesota’s construction industry.



2024-07-22T12:44:56-05:00

Upholding Integrity: CAM’s Best Business Practices for Contractors

At the Contractors Association of Minnesota (CAM), integrity is at the forefront of our mission. CAM members adhere to a set of “Best Business Practices” designed to ensure ethical conduct and professionalism in the exterior residential industry. Here’s a closer look at some of the key principles that guide our members’ operations.

Community Engagement

CAM members actively work to remove the stigma attached to storm restoration contractors by participating in charitable programs, outreach initiatives, and responsible community involvement. By giving back to the communities they serve, CAM members demonstrate their dedication to being consumer-friendly contractors.

Established Track Record

CAM members must have been in business for a minimum of three years under their current legal name and operate as an entity other than a sole proprietor. This requirement ensures that contractors have had sufficient time to establish a track record with organizations like the Better Business Bureau and build a reputation for reliability and quality service.

Prohibition of Business “Sets”

CAM strictly prohibits the practice of “Partnering” or working as a business “Set.” This unethical practice deceives property owners by using the reputation of local contractors to secure work, often resulting in substandard outcomes and unfair competition. CAM members are committed to transparency and integrity in all business dealings.

Compliance with Licensing and Permitting Regulations

CAM members follow all local and state licensing regulations and obtain the necessary permits for their projects. This commitment to compliance helps protect property owners from unscrupulous contractors who may attempt to bypass regulations and inspections.

Ethical Billing Practices

CAM members pledge not to knowingly submit fraudulent invoices to property owners or insurance companies. This commitment helps protect property owners from deceptive billing practices and ensures that all work performed is accurately and fairly invoiced.

Responsible Advertising

CAM members agree to place company signs on private properties only with permission from the property owner. This ensures that advertising practices are honest and respectful, avoiding the use of misleading or unauthorized signage.

CAM is committed to promoting the highest ethical standards in the exterior residential industry. By upholding these Best Business Practices, CAM members strive to ensure transparency, integrity, and professionalism in all aspects of their operations, ultimately benefiting property owners and communities alike.



2024-07-22T12:40:50-05:00

Call To Arms For CAM Members – Vote NO to HF4444 / SF4483

Calling All Contractors Association of Minnesota:

Please email your legislator to encourage them vote no on HF 4444/SF 4483.

The legislature may vote on the worker misclassification bill that has the potential to add costs as well as apply more administration to your bottom line. It will also affect how you work with independent contractors.

This bill is in response to contractors who pay wages by cash and under the table thereby not paying taxes. That is unfair to you and your business. But allowing this provision to be pushed through without a good faith discussion with the industry is unfair and shows how government can lack transparency. It is also another administrative burden layered on top of the laws passed last year that include sick and safe time as well as paid family leave.

Encourage the legislature to come to the table to work with the industry on ensuring that bad actors are held accountable but good actors don’t continue to bear the burden.

Please contact your legislator and let them know how this bill will affect your businesses bottom line and will increase the cost of repairing a house that has been involved in a storm occurrence.

Sample letter that can be cut and pasted.

As a constituent and member of the housing industry, I am writing to you to urge you to vote NO on HF4444 (Greenman)/SF 4483 (Oumou Verbeten). You can find your legislator here:

Find my Legislator

As members of the construction industry, we share the goal of holding bad actors accountable and not putting extra burdens onto contractors who act in good faith.

This bill will increase the price of repairing a homeowners property who has been caught up in damages to their homes by a storm occurrence through more administrative burdens.

The individual liability clause will have an impact on hiring a workforce that is already struggling by making it more difficult for someone to become a contractor. Our industry relies on Independent Contractors who want to work for themselves. This bill has the potential to kill the IC industry.

And finally, without a willful intent clause, those employers that are acting in good faith and make an honest mistake could be swept up and unfairly punished. Thank your legislators for working to take out the $5,000 floor for any penalties.

Again, we share the goal of holding purposefully bad actors accountable, but this bill is not the way to do it.

Thank you for your consideration.

 

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14 Point Factor Comparison Chart
2024-04-29T16:10:37-05:00
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