For contractors across Minnesota, the changing seasons bring more than just a shift in weather—they bring a whole new set of job site realities. From frozen foundations in winter to rain delays in spring and humidity headaches in summer, Minnesota’s climate keeps builders on their toes.

Whether you’re laying a foundation in Minneapolis or framing in Mankato, your strategy needs to reflect the climate you’re working in—right now. Here’s how local contractors are adapting and thriving through Minnesota’s year-round extremes.

Understanding Minnesota’s Climate Zones

Minnesota features a humid continental climate with four highly distinct seasons. For local builders, that means dealing with more than just cold and heat—it means timing, durability, and preparedness.

• Winter: Subzero temperatures and heavy snowfalls—up to 70+ inches in the northeast—bring frozen ground and the risk of frost heave.

• Summer: Temps regularly exceed 85°F with high humidity, creating challenges for material storage, curing, and worker safety.

• Spring & Fall: Shoulder seasons are unpredictable. You might experience snow flurries in April or a deep freeze in October, making scheduling and ground prep tricky.

As climate patterns shift, contractors are also seeing an uptick in severe weather events like heavy rainstorms and rapid temperature swings. Flexibility is no longer a bonus—it’s a necessity.

Top Construction Challenges in Minnesota’s Climate

1. Foundation and Frost Prep

Winter ground freeze can wreak havoc on foundations. Deep footings, frost walls, and advanced insulation are essential in preventing frost heave and cracking.

2. Seasonal Material Planning

Contractors need to adjust material use by season. Concrete may require additives in winter, while summer calls for moisture barriers and temperature-sensitive adhesives.

3. Weather-Driven Delays

Rainy springs and icy winters are common causes of project delays. Spring 2024, for example, has already brought above-average rainfall across southern Minnesota, affecting excavation timelines.

4. Energy Code Compliance

Minnesota building codes demand high R-values, especially for roofing and wall systems. This makes insulation strategy a key part of planning, not just execution.

5. Environmental Considerations

With thousands of lakes and sensitive ecosystems, erosion control and stormwater management are critical—especially during spring thaw and heavy summer rains.

How Minnesota Contractors Can Adapt

Use Region-Specific Building Materials

High-performance materials—like frost-resistant concrete, vapor-sealed insulation, and UV-stable siding—are non-negotiable when building in Minnesota’s climate.

Build Flexible Construction Schedules

Plan around seasons. For example, prioritize excavation and foundation work in early fall, and expect weather slowdowns in spring. Allowing for flexibility protects budgets and timelines.

Stay Ahead with Tech and Tools

Use project management software with weather tracking features. Remote monitoring and real-time updates help teams stay on top of weather-related delays and safety concerns.

Train for the Terrain

Equip your crews with seasonal training. Cold-weather safety, wet-weather prep, and material handling during humidity can all make or break your success on-site.

Know the Codes, Know the Risks

Staying up to date on Minnesota’s evolving energy codes and building regulations is crucial. Organizations like CAM help contractors stay informed and compliant.

The Value of Community and Knowledge Sharing

Working in Minnesota is different from working anywhere else—and that’s why local knowledge is so valuable. No one understands the realities of snow delays, late frosts, or humid roofing days like your fellow Minnesota contractors.

That’s where the Contractor’s Association of Minnesota (CAM) comes in. CAM members share best practices, access vital resources, and stay updated on the regulations shaping the industry.

Join CAM and Build Better in Every Season

Whether you’re deep into the spring build season or preparing for a summer surge, success in Minnesota construction means staying adaptable, informed, and connected.

Join CAM today and connect with a community of builders who understand what it takes to thrive—no matter what the forecast says.

The construction industry will now face significant changes due to the implementation of new tariffs on various materials. As construction contractors in Minnesota navigate these challenges, it’s crucial to understand how these tariffs may impact their projects, budgeting, and overall operations.

The Contractors Association of Minnesota (CAM) explores the potential effects of these tariffs on Wisconsin construction contractors and offers some best practices and FAQs to help navigate this evolving landscape.

Understanding the Tariffs

Tariffs are taxes imposed on imported goods aimed at protecting domestic industries. They can also increase prices for consumers and businesses. The recent tariffs target materials widely used in construction, such as steel and aluminum. For Minnesota contractors, this may translate to higher material costs, potential delays in project timelines, and adjustments in bidding strategies.

The AIA/Deltek Architecture Billings Index (ABI) is a widely recognized metric for assessing conditions in the construction industry. In December 2024 and January 2025, the ABI recorded values around 45. A score below 50 on this index indicates a decline in business conditions. Historically, a decrease in architecture billings, as indicated by the ABI, serves as a predictor of potential slowdowns in construction activity in the near future.

The Impact on Contractors

What can Minnesota contractors expect as the tariffs take hold?

• Increased Material Costs: Contractors may notice a rise in the prices of steel, aluminum, and other affected materials.
• Budgeting Adjustments: Contractors will need to revise their budgets and cost estimates to accommodate the higher prices.
• Supply Chain Disruptions: Tariffs can lead to supply chain issues as vendors adjust to new pricing structures.
• Bid Strategy Changes: With fluctuating material prices, contractors may need to adopt more dynamic bidding strategies.

Best Tips for Contractors

1. Stay Informed: Regularly update yourself on tariff changes and their implications. Industry publications, trade associations, and government websites are valuable resources.
2. Diversify Suppliers: Consider sourcing materials from different suppliers, including domestic manufacturers who may not be as affected by tariffs.
3. Reevaluate Contracts: If you’re working on fixed-price contracts, discuss potential adjustments with clients. Transparency about material cost fluctuations can foster understanding and collaboration.
4. Adjust Timeline Expectations: Build extra time into project schedules to account for potential delays in material procurement. Communicate any changes in timelines to clients to manage their expectations.
5. Protect and Preserve Cash Flow: The real reason construction businesses fail is a sudden cash flow crisis. To monitor and improve your cash flow, consider the following:

• Keep your lines of credit available or try to increase them.
• Don’t use cash or short-term loans to buy equipment that will last a long time. Instead, use long-term loans or leases to finance these assets.
• Regularly check the status of your accounts receivable and quickly follow up on any late payments.
• Focus on your financial metrics. Aim to keep your current ratio (current assets divided by current liabilities) at least 1.5 to 1.
• Work on reducing your debt-to-equity ratio. A good target is no more than 4 to 1.

Frequently Asked Questions (FAQs)

Are all materials affected by the recent tariffs?

No, not all materials are impacted. However, it’s crucial to stay updated on which materials are subject to tariffs, as this can change.

How can I communicate potential price increases to clients?

Be transparent and proactive. Prepare a clear explanation of how tariffs are affecting material costs and discuss how this influences the overall project. Providing documented evidence of price increases can also help support discussions.

What resources are available for understanding these tariffs better?

Contractors can refer to resources such as the Bureau of Industry and Security, trade associations specific to construction, and local business news that tracks the impact of tariffs on material prices.

Can I include potential tariff impacts in my bids?

Yes, it’s advisable to build contingencies into your bids. Clearly state any assumptions regarding material costs and the potential for increases due to tariffs.

Stay Informed with CAM

While recent tariffs present challenges for Minnesota construction contractors, being proactive and informed can help mitigate their impact. By adjusting strategies, maintaining open communication with clients, and staying ahead of market changes, contractors can navigate this complex landscape effectively. The key is to remain adaptable and proactive in managing resources and expectations as the industry continues to evolve.

Contact the Contractors Association of Minnesota today to connect with other experts and learn more about tariffs and their potential impact across our state and in your business.

Minnesota winters bring picturesque snowfalls and icy landscapes, but they also come with significant risks to your home—especially your roof. Heavy snow, ice accumulation, and freezing temperatures can wreak havoc, potentially causing structural issues and safety hazards. Understanding these risks and addressing them promptly with the help of a reliable roofing contractor, like a member of the Contractors Association of Minnesota (CAM), is essential to protecting your home and your family.

Common Winter Roof Problems in Minnesota

The severe winters in Minnesota can wreak havoc on your roof. Weather can be unpredictable, and when a blizzard hits, it can take a toll on your roof. Common winter roof problems include the following:

• Ice Dams: Ice dams form when snow on your roof melts and refreezes at the eaves, creating a barrier that prevents proper drainage. This can lead to water pooling behind the dam, which may seep under shingles and cause leaks, rotting, or eventual mold growth.

• Heavy Snow Loads: Minnesota roofs are built to withstand substantial snow, but excessive accumulation can still cause problems. Heavy snow adds significant weight, potentially straining the roof structure and increasing the risk of collapse in severe cases.

• Leaks and Water Damage: As snow melts, water can find its way into weak spots in your roof. Leaks not only damage your roof but can also compromise insulation, ceilings, and walls, leading to costly repairs.

• Blocked Vents and Carbon Monoxide Risks: Snow and ice can obstruct rooftop vents, preventing proper ventilation. This can trap carbon monoxide inside your home, creating a potentially deadly situation. Ensuring vents are clear is crucial for your family’s safety during the winter months.

The Importance of Hiring a Reliable Roofing Contractor

Addressing winter roof damage requires expertise to ensure repairs are effective and long-lasting. Hiring a trusted roofing contractor, like a CAM member, offers several benefits:

• Expertise in Winter Repairs: CAM contractors are experienced in handling the unique challenges posed by Minnesota winters. They understand how to identify damage and implement solutions tailored to your roof’s needs.
• Safety Assurance: Climbing a snow- and ice-covered roof can be dangerous. A professional roofing contractor has the proper tools and safety training to work effectively in winter conditions.
• Preventative Guidance: Beyond repairs, CAM contractors can advise on proactive measures, such as roof raking, insulation upgrades, and proper ventilation, to minimize future damage risks.
• Quality Workmanship: CAM members are held to the highest standards, ensuring your roof repairs are done right the first time when you choose one of our roofing contractors.

Protect Your Home with a CAM Roofing Contractor

Winter storms pose serious risks to Minnesota roofs, but with the right help, you can keep your home safe and secure. If your roof has been damaged by snow, ice, or freezing temperatures, trust a CAM member to provide reliable, expert repair services. Contact the Contractors Association of Minnesota today to connect with a trusted roofing professional and protect your home from the harshest winter conditions.

If you think you missed this year’s window to complete repairs or renovations, you will be excited to know plenty of projects lend themselves to fall and winter completion. As a bonus, although contractors remain busy year-round, you may be able to fit into their schedule more quickly than in the peak summer months. Cool-weather projects can keep your home beautiful, comfortable and safe, especially when handled by a licensed Contractor’s Association of Minnesota (CAM) contractor.

Energy-Saving Upgrades

Windows and doors can be replaced in the fall and winter with minimal exposure to the elements. Upgrading now reduces heat loss, making your home more comfortable while saving on energy bills.

You can also insulate during the fall and winter. It is safer to insulate attics when the weather is cooler, as the summer heat can be dangerous in stifling small spaces. A CAM contractor can assess where the insulation would offer the best value for your dollar and install it properly so you get the most efficiency out of your investment.

Basement Finishing and Cabinet Upgrades

A finished basement adds valuable living space and can also increase your home’s value. A licensed CAM contractor can offer you beautiful finishes and choices of materials that suit your budget and lifestyle.

Winter is also a suitable time to upgrade kitchen and bathroom cabinetry or install the custom built-ins you have dreamed of.  Your contractor can help you add organization and ensure the cabinetry installation is secure and long-lasting.

Landscaping and Yard Work

As long as the snow hasn’t settled in, garden cleanup and mulching can help protect your landscaping from the harsh winter weather.  Hiring a professional ensures that plants and soil are treated appropriately for the season, and you will have an easier time when spring rolls around.

HVAC Maintenance

It is never too late to have your HVAC system serviced. A licensed CAM contractor can inspect and maintain your HVAC system, which helps prevent breakdowns during the coldest months. Routine maintenance includes checking filters, testing airflow, and inspecting for wear and tear. Your system will run more efficiently and keep you cozy regardless of the outside temperatures.

If you are ready to start some winter projects in the Twin City area, the Contractors Association of Minnesota is an excellent place to find a reliable contractor who can help check all your items off your to-do list.

Monthly Small Business Call

Join the conversation on the 2nd Tuesday of the month at 2:00 p.m.

The meeting, which is the 2nd Tuesday of every month at 2:00 p.m., is an opportunity for small business owners to have a conversation with business experts and their peers.

Our next call/Teams meeting, will be on Tuesday, September 10th, at 2:00 p.m.

Staff from the Paid Leave program, managed by DEED, will present updates on the program, rulemaking procedures, and implementation. Paid Leave is a new program launching for Minnesotans in 2026. It provides paid time off when a serious health condition prevents you from working, when time is needed to care for a family member or a new child, for certain military-related events or for certain personal safety issues.

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As the hail season approaches, homeowners in Minnesota must be vigilant against the threat of storm chasers—unscrupulous contractors who follow severe weather events, offering quick fixes for hail and storm damage. While the temptation to address roof damage promptly may be strong, it’s essential to avoid these fly-by-night operators and instead opt for reputable contractors affiliated with the Contractors Association of Minnesota (CAM). Here’s why choosing a CAM contractor can bring peace of mind and protect homeowners from potential scams.

1. Local Expertise and Reputation

CAM contractors are established members of the local community with a proven track record of quality workmanship and customer satisfaction. Unlike storm chasers who descend upon areas hit by severe weather, CAM contractors have deep roots in the community and are committed to upholding high standards of professionalism and integrity.

2. Licensed and Insured

CAM contractors are licensed, bonded, and insured, providing homeowners with the assurance that they are working with reputable professionals who adhere to industry standards and regulations. In contrast, storm chasers may lack proper licensing and insurance, putting homeowners at risk of liability and subpar workmanship.

3. Knowledge of Local Building Codes

CAM contractors have a thorough understanding of local building codes and regulations, ensuring that repairs and replacements comply with legal requirements and safety standards. By adhering to local building codes, CAM contractors provide homeowners with peace of mind and protect them from potential legal and financial liabilities down the line.

4. Commitment to Customer Service

CAM contractors prioritize customer satisfaction and strive to exceed expectations with every project. From initial consultation to project completion, CAM contractors communicate transparently with homeowners, providing updates, addressing concerns, and delivering quality workmanship that stands the test of time.

5. Long-Term Warranty and Support

CAM contractors stand behind their work with comprehensive warranties and ongoing support for homeowners. In the event of any issues or concerns following repairs or replacements, CAM contractors are readily available to address them promptly and ensure that homeowners are satisfied with the results.

As the hail season approaches, Minnesota homeowners must remain vigilant against the threat of storm chasers and prioritize working with reputable contractors affiliated with the Contractors Association of Minnesota (CAM). By choosing a CAM contractor, homeowners can rest assured that they are partnering with local experts who uphold the highest standards of professionalism, integrity, and quality workmanship. With CAM contractors, homeowners can navigate the aftermath of severe weather events with confidence and peace of mind, knowing that their homes are in good hands.

The Contractor Association of Minnesota (CAM) is a beacon of excellence in the construction industry, promoting integrity, professionalism, and high standards among its members. To ensure that only the most qualified and reputable contractors join CAM, we have established stringent membership requirements. Here’s what it takes to become a CAM member and why these criteria matter.

Established Business History: Minimum of 3 Years in Business

A fundamental requirement for CAM membership is that a contractor must have been in business for a minimum of three years under their current legal name and operate as an entity other than a sole proprietor. This requirement is crucial for several reasons:

• Business Stability: According to the Small Business Administration (SBA), one-third of all businesses fail within the first two years, often due to financial mismanagement. By requiring a minimum of three years in business, CAM ensures that members have navigated early financial challenges and proven their stability.
• Reputation Building: Three years with the same legal name allows contractors to establish a track record with the Better Business Bureau and other monitoring sources. This helps build a reputation and provides homeowners with the ability to validate the contractor’s services and reliability.

Prohibition of “Partnering” or “Set” Practices: Ensuring Transparency and Quality

CAM strictly prohibits the practice of “partnering” or working as a business “set.” This rule is in place to protect property owners from deceptive practices:

• False Security: Out-of-area contractors using the reputation of local contractors can mislead homeowners, often resulting in substandard repair work that undermines the local contractor’s reputation.
• Informed Decisions: This practice is unfair to property owners as it prevents them from making informed decisions about the company completing the project.

Ethical Business Practices: Integrity in Operations

CAM members must adhere to ethical business practices, including:

• Honest Invoicing: Submitting fraudulent invoices or engaging in insurance fraud (such as waiving deductibles or offering cash back to secure a project) is strictly prohibited. Such actions are illegal and can severely damage trust between contractors and property owners.
• Proper Signage Use: Members must place company signs on private properties only with permission. Unauthorized signage is considered dishonest advertising and, in many areas, is illegal unless permitted by the property owner after contracting services.

Respecting Existing Contracts: Professional Conduct

CAM members must not interfere with existing contractual agreements between property owners and other companies. It is disingenuous and often illegal for a contractor to coerce or entice a property owner to break an existing contract. CAM members are committed to fair competition and respect for existing business relationships.

Compliance with Licensing and Regulations: Adherence to Legal Standards

Compliance with local and state licensing regulations is non-negotiable for CAM members:

• Licensing and Permits: Contractors must carry the proper licensure and performance bonds as required by federal, state, and local authorities. Avoiding licensure and permit requirements is considered unscrupulous behavior and undermines the safeguards designed to protect property owners.
• Quality Assurance: Ensuring all work is performed to the state, county, or jurisdiction’s code guarantees that the highest standards of safety and quality are met.

By upholding these rigorous requirements, the Contractor Association of Minnesota ensures that its members are among the best in the industry. These standards not only promote excellence and integrity but also provide homeowners with the confidence and peace of mind that they are working with reliable, trustworthy professionals. If you are a contractor committed to maintaining high standards and ethical practices, consider becoming a CAM member and join us in setting the benchmark for excellence in Minnesota’s construction industry.